Understanding Spanish tax residency is critical before you move. Use our interactive comparison tool to see how Spanish taxes compare to your home country, then learn about the 183-day rule and Beckham Law benefits.
Tax Comparison: Spain vs Your Country
See how Spanish taxes compare to your home country
| 🇪🇸 Spain | Your Country | ||
|---|---|---|---|
| Income Tax | 19-47% Progressive 19-47% (regional variations) With Beckham Law: 24% flat rate | -- | |
| Capital Gains Tax | 28% 19% (<6k), 21% (6-50k), 23% (50-200k), 28% (>200k) | -- | |
| Wealth Tax | 0.2-3.5% 0.2-3.5% on net assets >700k EUR (varies by region) | -- | |
| VAT / Sales Tax | 21% 21% standard, 10% reduced, 4% super-reduced | -- | |
| Social Security (Employee) | 6.35% 6.35% employee + 29.9% employer | -- | |
| Special Tax Regime | Beckham Law 24% flat rate on Spanish income for 6 years (up to 600k EUR) | -- | |
| Tax Treaty with Spain | -- | ||
| Exit Tax | Yes Exit tax on unrealized gains if assets >4M EUR or stake >25% | -- | |
Tax rates shown are top marginal rates. Actual tax depends on income level, deductions, and personal circumstances. This tool is for informational purposes only.
Need Personalized Tax Planning?
Our team can analyze your specific situation and recommend the optimal tax strategy for your move to Spain.
Schedule Tax ConsultationThe 183-Day Rule
Spain considers you a tax resident if you spend 183 or more days per year in the country. This applies regardless of where you are registered or where your visa is from. Once you become a Spanish tax resident, you must declare worldwide income to Spanish authorities.
Beckham Law: Special Tax Regime
The Beckham Law (Régimen Especial de Trabajadores Desplazados) allows qualifying expats to pay a flat 24% tax rate on Spanish-source income for up to 6 years, rather than the progressive rates that can reach 47%. You qualify if:
- You haven’t been a Spanish tax resident in the past 10 years
- Your move to Spain is due to an employment contract or becoming a company director
- You are not self-employed (with limited exceptions for Digital Nomad Visa holders)
Key Tax Dates
- April 1. June 30: Annual tax declaration period (Declaración de la Renta)
- Within 30 days of arrival: Register for NIE (required for tax purposes)
- Quarterly: VAT declarations for self-employed (Modelo 303)
- March 31: Deadline for Modelo 720 (foreign assets over 50,000 EUR)
Common Tax Mistakes
Common Mistakes to Avoid
-
🔴
Underestimating Visa Processing Time
North Americans often plan their move too quickly. Spanish consulates require 2-4 months processing time, and appointments can be booked weeks in advance.
-
🟡
Expecting American-Style Banking
Spanish banks require NIE and proof of address to open accounts. Credit cards work differently, and most payments use chip+PIN. Mobile payment adoption is lower than in the US.
-
🔴
Ignoring Tax Treaty Implications
US citizens must file taxes regardless of residency. The US-Spain tax treaty prevents double taxation but requires proper planning. FATCA reporting adds complexity for US account holders.
-
🔴
Not Apostilling Documents
All US/Canadian documents need Hague Apostille before Spanish authorities accept them. Background checks, diplomas, and birth certificates all require apostille stamps.
-
🔴
FBAR and FATCA Reporting
US citizens must report foreign accounts over $10,000 (FBAR) and foreign financial assets (FATCA). Penalties for non-compliance are severe. Many expats are unaware of these requirements.
-
🔴
Missing NIE Appointment Windows
NIE appointments fill up instantly and require checking daily. Many people miss their window and wait weeks for another slot. Use appointment bots or professional services to secure spots.
-
🔴
Renting Without NIE
Most landlords and agencies require NIE to sign rental contracts. Arrive with temporary accommodation booked and get your NIE as the first priority. Some Airbnbs work initially.
-
🟡
Underestimating Spanish Bureaucracy
Spanish administration is notoriously slow and paper-based. Everything requires appointments, originals, and specific formats. Budget extra time and patience for every administrative task.
Avoid these mistakes by working with an experienced immigration lawyer who specializes in your nationality.