Arras with mortgage condition in Spain: how to protect the deposit

A practical legal risk guide for foreign buyers signing arras in Spain before mortgage approval, focused on bank refusal, evidence, deadlines and deposit return.

A practical legal risk guide for foreign buyers signing arras in Spain before mortgage approval, focused on bank refusal, evidence, deadlines and deposit return.

Most online advice about inheritance tax in Spain starts from the wrong premise. It treats the system as if there were one national set of rules, one predictable calculation, and one obvious filing route. That is not how these cases…

Families searching for American schools in Madrid often start with the same question: which school should we choose? In our experience, that is not always the best starting point. The bigger issue is usually how that choice fits into your…

English schools Barcelona: choosing the right one is usually the first question expat families ask. In our experience, it is rarely the right starting point. The real issue is not the school itself. It is how that choice fits into…
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