An SMS in Spanish mentions the Agencia Tributaria. An email says a notice is waiting in an electronic inbox. The Cl@ve is not fully set up, the message looks administrative enough to postpone, and the weekend is near. That is…
You arrive in Spain, secure your visa, open a bank account, sign for a property or rental, and start settling into normal life. Then someone mentions Impuesto sobre el Patrimonio, and the conversation changes. What looked like a routine compliance…
You’ve found a flat in Barcelona or a house on the coast. The estate agent sends over a “standard” contrato de arras modelos and says it’s just the usual reservation document. For many foreign buyers, that’s when the actual legal…
Most online advice about inheritance tax in Spain starts from the wrong premise. It treats the system as if there were one national set of rules, one predictable calculation, and one obvious filing route. That is not how these cases…
If you're a tax resident in Spain, there’s a form you can't ignore: Modelo 720. It's the Spanish government’s way of asking, "What assets do you have outside of Spain?" This isn't a tax bill. It's a declaration. You're telling…
If you’re buying a property in Spain from a non-resident, you’ll quickly run into the term AEAT Modelo 211. This isn’t a tax you owe. Instead, it’s a form the buyer uses to handle a 3% retention from the sale…
For expats with property, bank accounts, or other assets here, understanding wills in Spain is one of the most important legal steps you can take. A properly drafted Spanish will aligns the Spanish side of your estate with your wider…
If you're planning to work in Spain, you'll need to understand the Salario Mínimo Interprofesional (SMI). It's the legal wage floor. No employer in Spain can legally pay you less than this amount for a full-time job, regardless of the…
Spain’s property market is appealing, but it’s filled with potential traps for unsuspecting foreign buyers. The dream of a sun-soaked villa or a chic city apartment can quickly become a financial and legal nightmare if you’re not prepared. From our…
Getting your head around home insurance in Spain—what the locals call seguro de hogar—is an essential first step to settling in. Think of it less as a piece of paper and more as a financial safety net, built to protect…
Use the blog for orientation, then contact us for advice on immigration, tax, property, or business matters.